Παραπομπή APA
Cummins, J. D., & Santomero, A. M. (1999). Changes in the life insurance industry: Efficiency, technology, and risk management. Boston: Kluwer Academic Publishers.
Παραπομπή Chicago StyleCummins, J. David., and Anthony M. Santomero. Changes in the Life Insurance Industry: Efficiency, Technology, and Risk Management. Boston: Kluwer Academic Publishers, 1999.
Παραπομπή MLACummins, J. David., and Anthony M. Santomero. Changes in the Life Insurance Industry: Efficiency, Technology, and Risk Management. Boston: Kluwer Academic Publishers, 1999.
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