Introduction to ratemaking and loss reserving for property and casualty insurance /
Κύριος συγγραφέας: | Brown, Robert L., 1947- |
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Άλλοι συγγραφείς: | Gottlieb, Leon R. |
Μορφή: | Βιβλίο |
Γλώσσα: | English |
Στοιχεία έκδοσης: |
Winsted, Conn. :
ACTEX Publications, Inc.,
c2007, 2009.
|
Έκδοση: | 3η έκδ. |
Ταξινομικός αριθμός: |
368.1΄0110973 BRO |
Θέματα: | |
Διαθέσιμο Online: |
http://www.loc.gov/catdir/toc/ecip078/2007002022.html |
Ετικέτες: |
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Πίνακας περιεχομένων:
- Preface
- Acknowledgements
- Preface to second edition
- Why insurance?
- The evolution of insurance
- How insurance works
- Insurance and utility
- What makes a risk insurable
- What insurance is and is not
- Risk, peril, and hazard
- Purchase of insurance: other reasons
- Exercises
- Coverages
- Introduction
- Automobile insurance
- Liability insurance (Section A)
- Medical benefits (Section B)
- Uninsured and under insured motorist coverage
- Collision and other than collision (Section C)
- Homeowners insurance
- Tenants package
- Workers compensation
- Fire insurance
- Marine insurance
- Liability insurance
- Limits to coverage
- Deductibles
- Policy limits
- Conclusion
- Exercises
- Ratemaking
- Introduction
- Objectives of ratemaking
- Essential objectives
- Non-essential but desirable objectives
- Frequency and severity
- Data for ratemaking
- Accident year
- Policy year
- Calendar year
- Premium data
- The exposure unit
- The expected effective period
- Ingredients of ratemaking
- Loss-development factors
- Trend factors
- Expenses
- Loading for profit and contingencies
- Credibility factors
- Investment income
- Rate changes
- Overall average rate change
- Changing risk classification differentials
- Balancing back
- Summary of the rate change procedure
- Exercises
- Loss reserving
- Introduction
- How outstanding benefits arise
- Definition of terms
- Individual claim file estimates
- Gross IBNR
- Paid loss development
- Incurred loss development
- Salvage and subrogation
- Loss adjustment expenses
- Fast track reserves
- Professional considerations
- Checking the data
- Loss reserving methods
- Case reserves plus
- The expected loss ratio method
- The chain-ladder or loss-development triangle method
- The bornhuetter-ferguson method
- Estimates split into frequency and severity
- Summary
- Discounting loss reserves
- Exercises
- Intermediate topics
- Individual risk rating plans
- Increased limits factors
- Data considerations
- Loss development
- Trend
- Risk
- Expenses
- Loss distributions
- Reinsurance
- Reserving for reinsurance
- Exercises
- Appendix A
- Answers to text exercises
- Index 185.